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| All About Credit |
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Credit is a powerful tool. Credit cards, loans, and other types of credit are convenient to use,
make managing your money easier, and can be especially useful during emergencies. Credit makes it
easier to pay for large expenses such as cars and home improvements, and a mortgage can put you in a
home without needing cash for the entire purchase price.
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But credit is also a big responsibility. When you use credit improperly, it can lead
to unmanageable debt and financial crisis. The more you know about credit, how to manage it,
and the warning signs when you may need help with managing credit, the easier it is to use the powerful tool wisely.
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